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Vehicle Title Loans of Bakersfield

Title Loans in Bakersfield, California

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Title Loans of Bakersfield, CA

If you’re putting off a future purchase or important home repairs because you think the loan process is going to be long and complicated, you’re in for a big surprise. Vehicle Title Loans of Bakersfield can provide you with a simple loan in a matter of 24 hours or less. That’s right; you just apply today, and you’ll be driving away with loan funds in one day or possibly hours. Our simple process eliminates most of the required financial documents associated with traditional loans, so you get your money fast. You can also use the money anyway you see fit. The cash can be used to pay off your high-interest debt, cover veterinary expenses or make plumbing repairs. The folks at Vehicle Title Loans of Bakersfield will never ask customers why they want to take out title loans in Bakersfield. Given the choice between taking out a traditional loan with all the rules and regulations, most folks will always opt for a simple, fast car title loan. In addition, qualifying is pretty easy when you own a working automobile with a clear title. Just think about all the possibilities with cash in your hand today.


How to Apply for a Great California Loan Today ?

What to Expect From a Secured Auto Title Loan

Before taking out a vehicle title loan, you want to make sure you understand what you’re agreeing to. You should be the legal owner of a vehicle like a car, motorcycle, SUV or a truck that you are more than willing to offer as collateral against the loan. Vehicles act as collateral, so you need to feel confident that you can stay on top of the loan payments.

Because loans are secured, Vehicle Title Loans of Bakersfield will be placing a lien against the title to your vehicle. The lien does give us the right to sell the vehicle if the borrower fails to finish paying off their loan. The paper car title is turned in at the loan closing. It remains with us until we receive the final payment. At that time, the car title is returned to the borrower.

Essentially, Bakersfield, CA title loans require the borrower to make payments against the loan. Payments are posted against both the principal and the interest. You’ll be provided with a legal contract that abides by California auto title loan regulations and are expected to review and sign the contract.

Making Sure You Meet the Loan Conditions

  • A clear Title

One of the most important requirements for obtaining title loans in Bakersfield, CA is to own a vehicle in working condition. This vehicle will be used as collateral. Consequently, you should hold a title that is clear of liens. A lien free title means that no other person or business can have any interest in your vehicle. In addition, we will also have to verify that the title is in your legal name.

  • Age Requirement Condition

The laws put out by the state of California require that anyone taking out an auto title loan is 18 years of age or older. We can easily verify this information with a California identification card or your driver’s license.

  • Making Payments

Preferably, we’re looking for borrowers that have some form of consistent income to make their payments.

Where & How to Submit a Short Application for Bakersfield Title Loans ?

When the time is right to apply for title loans Bakersfield, you’ll want to take a few minutes to look over your monthly expenses and income. This will help to assure that you are ready to take on an additional payment and will help you to determine a logical repayment plan.

Vehicle Title Loans of Bakersfield make it possible for you to submit an application using any one of three different application methods.

  1. Stay home and crank up your PC to submit one of our simple online applications.

  2. Give us a call to speak with an experienced loan representative. We’ll take down your information over the phone in just a couple of minutes, and you don’t have to drive anywhere to begin the loan process for title loans Bakersfield.

  3. Lots of folks considering Bakersfield auto title loans may prefer to meet with us in person. If you have some free time, we would welcome your visit and be glad to answer questions. We can also help you to complete an application.

To complete an application, you’ll need to fill in the following data:

  • Your home zip code, a telephone number and your name.

  • The year of your vehicle along with an estimate of the mileage. Additionally, we also require the make, body style and the model.


Learning How the Quick Loan Process Works in Bakersfield

Checking out the Process and Benefits

  • You apply, qualify over the phone, sign a contract at a loan store and get your cash fast with Bakersfield car title loans.

  • You’ll get an upfront loan estimate right after you apply for a loan, so there won’t be any unforeseen surprises.

  • The cash is yours to do with as you please.

  • Loan funds are always paid to borrowers in just one day or often less time.

  • Our short, easy loan process means you can concentrate on other important things like fun and family life.

  • You may keep more cash in your wallet with better interest rates and reasonable payments.

Why Consider Title Loans Bakersfield

  • An auto title loan typically provides borrowers with more flexibility when it comes to loan terms compared to unsecured loans, lines of credit or payday loans.

  • A secured loan entitles the borrower to larger loan amounts with better interest rates, which isn’t always the case with traditional loans.